Office Operations During Covid-19 We hope that you and your family in good health. We want to provide an update on our staff and the status of our firm. All of us at Cutler Financial are healthy and working daily. Prior to the pandemic, we implemented a business contingency plan that allows us to be fully operational from our homes.Jessica and Micah are both full time and working from home. Richard and Craig are alternating days in the office while also working from home. Getting back to business:Over the last 10 weeks we have been highly focused on client portfolios while tracking market developments. Asset allocation, rebalancing, investment selection, and research has been a primary focus. The COVID-19 business shutdown and the unprecedented support from the Federal Reserve will have major implications on investing going forward. With help from LPL Research and multiple third-party research partners, we have been studying and preparing for a multiple set of outcomes. Positioning portfolios that are aligned with your goals remains our primary focus. While the future is uncharted, we are working overtime to help navigate the changes and help you prepare for your future.We hope to see all of you soon but we are currently not holding meetings in our office. We are available for virtual meetings, phone consultations, and Zoom calls. Our financial planning software allows us to conduct real-time virtual financial planning and screen sharing. We can provide our planning services to you in whatever form that you prefer.Please let us know if you have any questions or if you would like to set up a review session. We wish you all health and safety. Thank you for your continued trust.