Our Team

Craig R. Cutler

Craig R. Cutler, CFP® Professional, has been a partner of Cutler Financial Services, LLC since 2002.

As a Certified Financial Planner™, Craig specializes in providing advanced portfolio and financial planning strategies designed specifically around each client’s goals and circumstances. His work focuses on integrating financial planning into the wealth management process.

Prior to 2002, Craig worked for a proprietary trading firm as a registered options market maker on the American Stock Exchange. In search of a more fulfilling career, he joined his father’s practice forming a partnership.

Craig resides in West Milford, N.J with his wife and two children. In his free time, Craig enjoys spending time with his family, coaching little league, and being outdoors. His hobbies include mountain biking, cooking, fishing, and professional Disc Golf.

Craig maintains FINRA securities registrations 7 and 63 through LPL Financial as well as health, life, and annuity licenses with the state of New Jersey. He participates in extensive continuing education programs to maintain his experience in the financial planning field.


Richard A. Cutler

Richard A. Cutler, CFP ® is the founder and managing partner of Cutler Financial Services, LLC. He has been dedicated to assisting his clients in working toward their financial goals for over 30 years.

A CERTIFIED FINANCIAL PLANNING TMProfessional since 1988, Richard offers fee based investment programs through LPL Financial for clients seeking long term, value-oriented financial plans supported by effective tax and estate planning strategies. His specialty is working with clients 50 years or older who share the goals of growing and maintaining their current portfolio and lifestyle.

Richard has grown with his clients experiencing many of the circumstances and challenges that the baby boomer generation has lived through. His main focus is income and investment planning. Richard uses his ability to listen well as he places the client’s interests first and foremost.

“I have seen a generation and a half of clients grow and age. I am very humbled and grateful to have played a potential role with clients now in their 80’s, having successful and rewarding lives. These relationships drive me to continue this rewarding career.” Richard A. Cutler,CFP ®

Richard resides in Allendale, NJ with his wife Linda of 45 years. In his free time, Richard enjoys spending time with his wife, his two children and three grandchildren. He enjoys golf, swimming, reading, and listening to different genres of music.

Jessica Orlouski

Jessica Orlouski has been the Operations Manager since March 1st, 2013. Jessica is responsible for preparing and managing new account paperwork, account transfers, processing account transactions and customer requests.

Jessica plays an integral role in making sure the company operates smoothly and efficiently. She works as the liaison between clients and the advisors to ensure clients’ needs are addressed promptly and fully.

Jessica also has experience as an analyst, is a Financial Paraplanner Qualified Professional, and maintains Series 6 and Series 63 Securities registrations through LPL Financial.

She received a B.S. degree in Business Administration from Wayne State College. Since graduation, Jessica has held positions at Allstate Financial, Colonial Surety Company, and Chestnut Investment Group. Jessica has over 15 years of industry experience.

Jessica and her husband, Jeff, have one daughter, Alexandra. In her free time she enjoys spending time with her family and friends, swimming and reading.

Micah Tampac

Micah Tampac joined the team as a Client Services Associate in October of 2017.

Micah graduated from William Paterson University in May of 2017. She received a B.S. degree in Financial Planning from the Cotsakos College of Business where she took courses such as personal finance, retirement planning, and investment planning. These courses, along with her love for people, encouraged her to pursue a career in financial planning.

She is eager to gain more training and experience while pursuing a Certified Financial Planner designation.

Micah resides in Passaic, NJ with her parents, Lynnelle and Noel, and her younger brother, Jonathan. As a family, they are heavily involved as volunteers at their local church, The Chapel in Lincoln Park, NJ. Micah serves as a worship leader and small group leader for their student program.

In her free time, she enjoys playing cello or singing with her family. She also enjoys working on calligraphy and other hand lettering projects for social media or friends’ private events.