Our Team

Craig R. Cutler

Craig R. Cutler

Craig R. Cutler, CFP® Professional, has been a partner of Cutler Financial Services, LLC since 2002.

As a Certified Financial Planner™, Craig specializes in providing advanced portfolio and financial planning strategies designed specifically around each client’s goals and circumstances. His work focuses on integrating financial planning into the wealth management process.

Prior to 2002, Craig worked for a proprietary trading firm as a registered options market maker on the American Stock Exchange. In search of a more fulfilling career, he joined his father’s practice forming a partnership.

Craig resides in West Milford, N.J with his wife and two children. In his free time, Craig enjoys spending time with his family, coaching little league, and being outdoors. His hobbies include mountain biking, cooking, fishing, and professional Disc Golf.

Craig maintains FINRA securities registrations 7 and 63 through LPL Financial as well as health, life, and annuity licenses with the state of New Jersey. He participates in extensive continuing education programs to maintain his experience in the financial planning field.


Richard A. Cutler

Richard A. Cutler

Richard A. Cutler, CFP® is the founder and managing partner of Cutler Financial Services, LLC. He has been dedicated to assisting his clients in working toward their financial goals for over 30 years.

A CERTIFIED FINANCIAL PLANNING TMProfessional since 1988, Richard offers fee based investment programs through LPL Financial for clients seeking long term, value-oriented financial plans supported by comprehensive tax and estate planning strategies. His specialty is working with clients 50 years or older who share the goals of growing and maintaining their current portfolio and lifestyle.

Richard has grown with his clients experiencing many of the circumstances and challenges that the baby boomer generation have lived through. His main focus is income and investment planning.

“I have seen a generation and a half of clients grow and age. I am very humbled and grateful to have helped these clients make successful financial decisions over the course of their lives. These relationships drive me to continue this rewarding career.” Richard A. Cutler, CFP®

Richard resides in Allendale, NJ with his wife Linda of 45 years. In his free time, Richard enjoys spending time with his wife, his two children and three grandchildren. He enjoys golf, swimming, reading, and listening to different genres of music.

Jessica Orlouski

Jessica Orlouski

Jessica Orlouski has been the Operations Manager since March 1st, 2013. Jessica is responsible for preparing and managing new account paperwork, account transfers, processing account transactions and customer requests.

Jessica plays an integral role in making sure the company operates smoothly and efficiently. She works as the liaison between clients and the advisors to ensure clients’ needs are addressed promptly and fully.

Jessica also has experience as an analyst, is a Registered Paraplanner, and maintains Series 6 and Series 63 Securities registrations through LPL Financial.

She received a B.S. degree in Business Administration from Wayne State College. Since graduation, Jessica has held positions at Allstate Financial, Colonial Surety Company, and Chestnut Investment Group. Jessica has over 15 years of industry experience.

Jessica and her husband, Jeff, have one daughter, Alexandra. In her free time she enjoys spending time with her family and friends, swimming and reading.