Welcome to Cutler Financial Services, LLC

Cutler Financial Services, LLC is a privately owned wealth management firm located in Ramsey, NJ. The two principals of the firm are the father and son team of Richard and Craig Cutler.

With over 35 years of combined experience, Richard and Craig pride themselves on providing quality independent advice. The financial professionals at the firm focus on wealth management and financial planning. Helping clients develop customized financial planning and investment strategies is at the core of their business.

Outlook 2017: Gauging Market Milestones.

Thus far in 2017, an important shift has taken place in this economic cycle. The Federal Reserve has shown increasing trust that the economy has recovered and that market forces can keep it steady. Fiscal policy may now provide the backstop to the economy that monetary policy has provided throughout the expansion. The gauges say growth engines and market drivers may have changed: power down monetary policy, power up business fundamentals, and potentially take fiscal policy and economic growth off standby.

Here are the key themes LPL Research will be watching as we look ahead to the rest of 2017:

  • Monetary policy: Slow path to normalization. Maintaining economic growth without extraordinary central bank support will be key.
  • Business fundamentals: Now taking control. A focus on well-run businesses with the potential for earnings gains may favor active management.
  • Economic growth: Confidence not enough, yet. Business and consumer confidence has improved, but greater policy clarity may be needed to spur growth.
  • Fiscal policy: Pro-growth potential, but when? Fiscal policy support remains likely, but the timetable may be pushed back to 2018.

    View the complete Outlook 2017: Midyear Outlook: A Shift In Market Control,featuring forecasts for stocks, bonds, and the economy, as your guide for the remainder of the year.

  • Complimentary Review

    With today's volatile markets and changing tax laws, we are finding that many people would like a second opinion to make sure they are on track to achieving their financial and life goals.

    At no cost, we offer a second opinion service that allows us to understand your needs and concerns, identify any gaps between where you are and where you want to be.

    If you or your current advisors are doing a great job we are happy to confirm that for you. If not, we can either assist you, or we will point you in the right direction for your situation.